As a Florida homeowner with windstorm insurance, state law entitles you to specific premium reductions if you qualify, but without an inspection, you can't get them! If you haven't had a windstorm insurance inspection at your current home, YOU ARE PAYING TOO MUCH FOR YOUR WINDSTORM INSURANCE!
According to the Florida Department of Financial Services, before getting a windstorm inspection, the average homeowner is overpaying by more than 20%!
Recently enacted insurance legislation (HB1495 lines 2143-2148) passed in May 2009 and signed by Governor Charlie Crist states: "An individual or entity who knowingly provides or utters a false or fraudulent mitigation verification form with the intent to obtain or receive a discount on an insurance premium to which the individual or entity is not entitled commits a misdemeanor of the first degree, punishable as provided in s. 775.082 or s. 775.083." Note that a misdemeanor of the first degree carries a potential punishment of $1,000.00 fine and up to one year in jail per charge.
The fact is, there are many choices available when it comes to finding an inspection company. Most companies offering these services have no professional licensing, insurance, or ethical standards to adhere to like we have. For the same cost, you can use GCE to provide you with an accurate and professional report. All of our reports are certified by a licensed Engineer assuring you the most accurate results possible.
The My Safe Florida Home Program reached its initial goals providing 400,000 free Wind Mitigation Inspections, and over 35,000 matching grants to single family Florida homeowners.
Gulf Coast Engineering, LLC